Welcome to episode 3 of the Curious Cuenca Podcast by YapaTree. Today’s guest is the wonderful Doctora Maité Depreeuw, a general practitioner originally from Belgium who now calls Cuenca home. Known for her holistic approach to medicine, Dra. Maité has become a trusted healthcare provider for many expats in Cuenca. In this episode, we delve into her journey, her medical practice, and the intricacies of healthcare in Cuenca.
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Maité’s Journey to Cuenca
Dra. Maité’s journey to Cuenca began with an internship in 2012, which she describes as a pivotal experience that not only enriched her professional skills but also led her to fall in love with the city.
“I went here in 2012 for the first time on an internship, we call it overseas internships, where we can go for three months in another country. And fate brought me to Ecuador, Cuenca, and I worked here at the public hospital for three months. But then, of course, I fell in love and that’s the main reason why I’m here.”
Her passion for Cuenca and her commitment to her profession drove her to navigate the challenges of practicing medicine in a new country. After completing a mandatory year of rural service in Guachapala, a town near Paute, she established her office in Cuenca in 2018.
Navigating the Healthcare System in Ecuador
The healthcare system in Ecuador presents unique challenges and opportunities, especially for expats who are used to different systems. Ecuador has a dual healthcare system with both public and private sectors, each with its own set of intricacies.
“Ecuador, as we know, has two different systems. We have the public and the private, and they are two completely different systems. The public healthcare has a lot of difficulties, but they can offer health services to people who normally would not be able to afford private.”
Understanding the availability of medications and navigating the different brands and names has been a significant learning curve for Dra. Maité. This knowledge has proven invaluable in providing effective care to her patients.
Holistic Approach to Medicine
One of the standout features of Dra. Maité’s practice is her holistic approach to medicine. This approach involves looking beyond symptoms to understand the whole person, including their environment, stress factors, and cultural background.
“For me, holistic is I see the person, I don’t see the symptom or the disease. A patient comes in and it’s the patient I’m talking to now, not just the headache. How does that headache affect their life? It’s about the patient.”
This patient-centered approach allows her to build deeper connections and provide more personalized care. It’s an approach that often requires more time and effort but leads to more comprehensive and compassionate care.
A Day in the Life of Dra. Maité
A typical day for Dra. Maité is unpredictable, filled with diverse patient needs and unexpected challenges. She schedules appointments every half hour, but the holistic nature of her practice often means spending more time with each patient.
“The fun or the stressful part of my job is I never know what I’m going to get in the day. I made appointments before it was 45 minutes, but then sometimes I had too much time in between, so I started to do it half an hour, but that’s also not working out.”
This flexibility allows her to address complex issues thoroughly, even if it means running behind schedule. Her commitment to taking the time needed for each patient is a hallmark of her practice.
Building a Trustworthy Network
Dra. Maité emphasizes the importance of building a reliable network of specialists and healthcare providers in Cuenca. Trust and communication are key components in ensuring comprehensive care for her patients.
“I’ve learned now who I can work with and trust, and they have learned to work with me too. They do get back to me and let me know, yeah, you were right, we have to do this or that.”
This network is crucial for navigating the healthcare system effectively and ensuring that patients receive the best possible care.
The Expat Experience
A significant portion of Dra. Maité’s patients are expats, who often have different expectations and healthcare needs compared to locals. This dynamic adds another layer of complexity to her practice.
“I would actually say 90 to 95% would be expats. The problem here in Ecuador, because even in Quito, I’ve talked with colleagues, family medicine or having a GP is not something common.”
She highlights the cultural differences in how healthcare is approached and the importance of having a trusted general practitioner who can coordinate care and provide a comprehensive overview of a patient’s health.
Challenges and Rewards
Practicing holistic medicine in Cuenca comes with its challenges, but it also brings immense rewards. The ability to make a meaningful difference in her patient’s lives and the deep connections she forms with them are what drive Dra. Maité.
“There is a bit of a culture here too, for being a good or a bad doctor. I sometimes don’t even prescribe anything and just give alarm signs or say like take that vitamin or drink some ginger tea. You don’t need medicine for everything.”
Her approach is a refreshing change for many patients, especially those who value a more integrated and person-centered model of care.
The GP’s Role: Centralized Care vs. Fragmented Systems
One of the striking differences Maité pointed out was the role of the General Practitioner (GP) in Belgium versus Ecuador. In Belgium, the GP is the cornerstone of healthcare, working in teams with specialists and having access to centralized patient records. This means that your GP can see all your medical history, even if you visit a hospital or another specialist.
“In Belgium, everything is on a portal where you get registered with your GP, and the GP can see everything that happened to you. Here, there is no system. Even within a hospital, there is no system.”
In Ecuador, the lack of a centralized system means patients often need to be proactive, carrying their medical records from one doctor to another. This can be a bit of a hassle, especially for those of us who are used to more integrated systems.
Cost of Care: Accessible but Varied
One of the biggest attractions of healthcare in Ecuador for many expats is the cost. Generally, healthcare costs are significantly lower compared to countries like the US. However, the structure of payments and insurance can be quite different.
In Belgium, healthcare is a right for all, funded through a social security system. Patients typically pay only a small co-pay for services, with the rest covered by their insurance.
“A GP’s office visit in Belgium was about $30, but the patient had to pay only $4. The rest was covered by social security.”
In Ecuador, there’s a mix of public and private healthcare. Public healthcare is free, and there’s the IESS system, which is a form of social security that people pay into. Private healthcare, on the other hand, is not free but is still relatively affordable.
“My standard fee is $40, which is accessible. In public centers, it can be as low as $7.”
Prescription Costs: A Mixed Bag
Prescription medication is another area where Ecuador offers significant savings, though it comes with its own set of challenges. While overall costs are lower, the distinction between generic and brand-name medications is less clear, and quality can vary.
“In Belgium, we only prescribe generics. Here, I started noticing issues with blood pressure medications fluctuating when patients switched brands. Sometimes, it’s cheaper, but not always better.”
For example, while routine medications like those for diabetes or high blood pressure are affordable, some specialized treatments can be costly.
“For conditions like rheumatoid arthritis, the cost can run up to $5000 a month here.”
Insurance: Navigating the Maze
Insurance in Ecuador can be a bit tricky to navigate. Most expats opt for private insurance, especially since it’s now often required for visa applications. However, not all insurances cover preventative care, and the approval process for claims can be cumbersome.
“A patient who was newly diagnosed with hypothyroidism had her claim denied because she couldn’t prove she hadn’t been diagnosed before. It’s absurd, but they wanted two years of medical records showing no diagnosis.”
This highlights the importance of keeping detailed personal medical records and understanding your insurance policy’s intricacies.
A Touch of Humanity: The Personal Touch
Despite these challenges, there’s a heartwarming side to healthcare in Ecuador. The sense of community and gratitude can be quite profound.
“Sometimes, people bring fruits or vegetables from their garden as a thank you. It’s so touching. I’ve been paid in fruits here in Ecuador, and I love it.”
This sense of personal connection and appreciation is something that can be deeply fulfilling for healthcare providers and patients alike.
The Payment Process: A Reality Check
My initial shock at the payment process in Ecuadorian hospitals was quite intense. After undergoing surgery, you’re literally not allowed to leave until you’ve settled your bill. This process, while understandable from a business perspective, feels quite harsh when you’re in a vulnerable state.
“When you go into the hospital for surgery you have to fill in dozens of papers you have to have credit card numbers or debit card numbers you have to show that you have the money to pay for some people like if you go in through emergency where it’s nothing planned and I feel they have only done that an expat that’s just my personal opinion, of course.”
In emergency situations, patients are often required to pay a substantial amount upfront – sometimes as high as $5000. This can be a significant barrier for many, especially if the situation is unexpected. The alternative, as Maité suggests, is to head to a public hospital where the costs are much lower, though you might need to provide some supplies yourself due to budget constraints.
Communication with Doctors: A Pleasant Surprise
One of the biggest surprises for me was the level of direct communication available with doctors. In many countries, reaching out to your doctor outside of scheduled appointments can be difficult. But here in Ecuador, the experience was vastly different.
“I was shocked the first time that I was there with Michelle and she was WhatsApp her doctor I think it was like 8:00 at night and I was like, in horror I was like, what are you doing you know, the doctor’s going to bar you they’re never going to talk to us again. And then, lo and behold, she actually got some sort of response that night.” – Jason
Maité explained that this level of accessibility is because there’s no structured guard system in place. Doctors manage their own availability, which often means responding to messages late at night. While this is incredibly convenient for patients, it can be overwhelming for doctors.
“I do have colleagues that say, but why are you responding to your patients and why are you doing just bringing them up to the appointment?” – Maité
The Balancing Act: Availability vs. Overwhelm
While this open line of communication is beneficial, it also requires doctors to set boundaries. Maité mentioned instances where she had to gently remind patients to book appointments for detailed discussions rather than relying on text messages for continuous advice.
“Sometimes I do, yeah, sometimes I say but it’s enough, please come to the appointment and then I don’t hear from them anymore.”
It’s a delicate balance between providing exceptional care and managing one’s own time and energy. Patients, too, need to understand and respect these boundaries.
The Quality of Care: High and Efficient
Despite some of the challenges, the quality of healthcare in Ecuador is impressive. Tests and imaging results are often available on the same day, and the flexibility in ordering these tests is commendable. You can directly request an MRI if needed, without having to go through multiple steps as in many other healthcare systems.
“You order tests in the morning, you have in the afternoon, you have already the results.”
This efficiency and flexibility are significant advantages, especially for those needing timely diagnoses and treatments.
Birth and Beyond A Conservative Approach
One area where we’ve faced challenges is finding a gynecologist who aligns with our preference for natural birth. There seems to be a conservatism in the medical community here, with a high rate of scheduled C-sections.
“There is a misconception about giving birth here which you think in Ecuador should be all-natural, right? But if you go to the communities and little towns, they won’t talk about C-section. Everything is natural, but then you go to public health, this is not the IESS. It’s natural until you can. But you go into the private sector where doctors are used to planning their days.”
This trend is driven by various factors, including the convenience for doctors and perceived lower risks. However, it’s something that expectant parents should be aware of and plan for if they have a strong preference for natural birth.
Embracing the Positives
Overall, the healthcare system in Ecuador has its quirks, but it also offers many benefits, especially in terms of accessibility and quality of care. As Maité aptly puts it:
“I for one, I’m glad to be part of this healthcare system and I will be for as long as I can. It is, it’s, it’s, I see a lot of expats and they are so impressed as well with how things work it is a good place to come for healthcare.”
Navigating a new healthcare system can be challenging, but understanding these nuances can help expats prepare and make informed decisions. So, while it might be a bit of a culture shock initially, there’s a lot to appreciate about healthcare in Ecuador.
Wrapping Up
Dra. Maité Depreeuw’s insights into the healthcare system in Cuenca are invaluable for anyone considering a move or already living in this beautiful city. Her holistic approach to medicine, dedication to patient care, and understanding of both local and international healthcare practices make her an exceptional resource for the expat community.
Feel free to contact Dra Maité Depreeuw via WhatsApp at +593 98 212 3992
If you have any questions about healthcare in Cuenca or want to share your experiences, feel free to reach out to us at YapaTree. We’re here to help you navigate your journey and make the most of your life in Cuenca. Stay tuned for more episodes of the Curious Cuenca Podcast, where we continue to explore the many facets of life in this incredible city.
Thank you for listening, and a special thanks to Dra. Maité for her time and insights. Until next time, stay curious and keep exploring!
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Healthcare in Cuenca With Dra Maité Depreeuw – Curious Cuenca Ep 3 (Transcript)
Jason 00:00
Welcome to episode 3 of the Curious Cuenca Podcast by YapaTree. Today’s guest is the wonderful Doctora Maité Depreeuw. Doctora Maité is originally from Belgium but now lives in Cuenca and works as a General practitioner. I cannot think of anyone better to talk through today’s topic of healthcare in Cuenca. Dra Maité favors a holistic approach to medicine which in my experience is quite hard to find within Cuenca’s medical establishment. I am very excited to have Maité here with us today.
And just a quick note about this podcast, if you do get value from it, we do encourage you to donate to Cuenca’s charities through the link on our website. We don’t take a cent from these and we just act as a conduit to connect our listeners, particularly those who are yet physically to arrive in Cuenca to the many deserving non-profits that make Cuenca and Ecuador a better place.
Right, let’s talk healthcare with Maité. Thanks, and a million for being here today Maité, I know that you’re very busy and s do appreciate you taking the time out of your schedule to come and talk to us. Welcome to the podcast.
Maite 01:10
Thanks for having me and I’m happy to be here.
Jason 01:13
Awesome, I think it’s safe to say that you have effectively become the default GP of choice for many expats who have moved to Cuenca. I know I certainly send a bunch of expats your way whenever someone asks. And I also put my family in that basket because you have been I guess our family’s GP for a couple of years now and will get to why shortly. But just first, just tell us a little bit about your background and what brought you to Cuenca.
Maite 01:43
Well, in a nutshell, I went here in 2012 for the first time on an internship, we call it an overseas internship, where we can go for three months in another country. And fate brought me to Ecuador, Cuenca and I worked here at the public hospital for three months. But then, of course, I fell in love and that’s the main reason why I’m here. But I do love Cuenca and it’s my home and I love working here. I have, after a couple of years, finally established my office, which I’ve been in since 2018. Yeasince018 I started in d. It was a bit of a rough start because I arrived here in September 2015, but in order t to practice here, I had to do one year of rural service in Guachapala, a little bit over Paute.
Jason 02:41
Do they have an adequate center? We were there on the weekend.
Maite 02:43
Right, yes, right there. And the health healthcare center is just beneath.
Jason 02:47
It’s a beautiful spot.
Maite 02:49
It was, it was quite an experience because it was the first time really working h working in the public healthcare sector, which was pretty hard because you work with people who can’t afford not even sometimes a taxi ride to the healthcare center., But it was a very enriching experience and I think made me a better doctor, and made me understand better the system as well as how it works here in Ecuador.
Jason 03:18
That’s great. If you didn’t do that rural work or you know, just acclimatizing to the system, do you think you would just really struggle or you know, what sort of advantage did that have for you?
Maite 03:28
It has an advantage on nothing how people sometimes think about their health because there are some cultural differences between Ecuadorians and expats. I see that a lot, and also how the system works, because Ecuador, as we know, has two different systems. We have the public and the private and they are two completely different systems. Public health care has a lot of difficulties, but they can offer health services to people who normally would not be able to afford private.
What helped me most, I think was the availability as well of medication because for me that’s still a difficulty here. I was schooled with generic medication with what should be, and what not be, but then here in guidelines they use quite different ones, and then
Jason
Like different brands?
Maite
Different names, different brands or the one you want to prescribe is not available. And there is no system like we have in Belgium where you can just look up online and say, “OK, I want this medicine, what do we have available?” And there is none. So that helped a bit in knowing what is available, and what not. But I think the first year of really working as a GP where I just was calling the pharmacy all the time, like, hey, is this available? Can I prescribe this? So that helped as well, but learning that in public was interesting too.
Jason 04:58
Just going back to the start, a little bit, you said the three-month internship that you were here, was that sponsored through the Belgian government or how does that work?
Maite 05:07
No, that was paid out of pocket. So, we as Belgians, or at least in my university, I studied at the University of Ghent, we have in our last year of medical school / medical degree year, the ones who want to have the option to go overseas, yeah, to do a part of their intern year overseas. And it’s 3 months because it has to because we have to do three. We have to do three different specialties and we have to do a paper for that about third world countries and healthcare systems, and how they work. There were classes about it, then we had an exam test that we had to do, and then we could choose from who scored better to the one who didn’t score well, and we went down the list. Yeah, my idea was always Africa. I always wanted to go to Africa because I didn’t want to learn another language. And here I am fluent in Spanish but yeah….
Jason 06:05
I was going to say, how many languages do you know?
Maite 06:07
4 and a half.
Jason 06:08
4 and a half! What’s the half? German is very cool. Do you have many German customers?
Maite 06:13
I do. I do. Actually, there’s a German school here so the teachers, they, they know how to find me now too.
Maite 06:19
So all the teachers?
Maite 06:20
The teachers come to me wow.
Jason 06:22
That’s really cool. Great stuff.
Maite 06:23
So, in the end I went to Ecuador and I did a month as a pediatrician in hospital Vicente Corral Moscoso. Then I did gyno OBGYN and then I went actually for a month to mock us at the in the Amazon and I did general practitioners there.
Jason 06:44
So you’ve decided obviously to go down the GP path, but it sounds like that wasn’t always set in stone for you like were you close to going down a different path?
Maite 06:52
Actually, it was a hard decision because when I was doing my internee, I loved it all and everybody was saying oh, you should be a PEDs, you should be in gyno, oh you should be internal medicine, you should be this it’s like I like it all, yes, so let’s be GP. So, it wasn’t carved, but in the end, after my intern year, I just felt that that was the best choice and I just have not regretted my choice.
In Belgium, it’s not the easiest choice because, from all the medical professions that we have, we divide in Belgium into family or family medicine and hospital medicine. And of course, the ones who work in the hospital are the richest ones so everybody wants to go and do that. So, our little group of family practitioners was always a little group, but we were passionate about our decision and going back on the question. I’d had to sponsor my own trip, but the university gave us the opportunity to go.
Jason 07:54
So, they had the program in place, but you just had to fund it yourself.
Maite 07:57
You have to fund it yourself.
Jason 07:58
Got it. Got it. Well, I’m glad that you did. Yeah, one of the things that I really like about your approach is it’s holistic medicine. And that’s in my experience really difficult to find here, at least in Cuenca, that’s my sphere of reference. Maybe it’s a little bit more, easier to find in Quito, I’m not sure but here in Cuenca that really in my opinion kind of sets you apart from the other doctors and so I guess my question to you is what does the holistic approach to medicine really mean, you know, coming from your mouth?
Maite 08:31
Well, for me, holistic is I see the person, I don’t see the symptom or the disease or whatever you want to call it a patient comes in and it’s the patient I’m talking to now, the patients with a headache, and we need to know what the headache is how does that patient feel that headache where is it coming from? How does it affect his life? It’s not it’s about the patient that’s for me, the holistic part it’s it, it’s the environment, the person in this environment, the stress factors that are attached to it, and the way they believe about their health because the headache can be very different from one person to another having the same pain, but they experience it in a different the way it affects their life sometimes, yeah, there is even cultural differences as well that I have learned to know because in my practice I don’t always have from the US or Canada, I have from Russia, I have from Belgium as well from or Europeans like France, Germans, but I have from Ukraine, Russian I even have one from Iceland, which has such a small population, but I have already one patient that once came from Iceland what?
Jason 09:41
What language issues do you have? I know you speak a bunch of languages, but are there some patients that you need a translator or anything like that?
Maite 09:48
For now, I’ve not had to need to have a translator it was once a bit difficult with a Portuguese one, but at the end, Spanish and Portuguese with my French on top of that, I was able to communicate well and like if they, I always say like if you can’t say it in English or whatever language I know, try to say it in in in your language and I’ll try to understand.
Jason 10:11
A lot of the medical terminology does tend to be pretty universal, right?
Maite 10:14
Yeah, and symptoms as well it’s not that there’s such a different term for it. So, in the end, I’ve been, I’ve not had, I know it is not true I’ve had one to use, but that was an elderly, that was the mom of somebody from Ukraine. And then we had to use the translator yeah.
Jason 10:35
But just like Google Translate or how did you do that?
Maite 10:38
It was something, I don’t know what it was. The mom had it on the phone and it speaks yeah, it speaks and then it just translates from right away.
Jason 10:48
She knew what she was doing.
Maite 10:49
Yeah, she’s been living here for five years, so she already had it on hand.
Jason 10:53
Awesome, awesome. I am really curious as to what a normal day in your life as a doctor here in Cuenca is. What does that look like?
Maite 11:02
Well, my day is very … the fun or the stressful part of my job is I never know what I’m going to get in the day. Because you can say that yesterday I had a quiet day I thought my office visits were going to be quiet. But in the end, it was more complicated because you never know what patient comes into your office. And I have appointments every half an hour. I made appointments before it was 45 minutes, but then sometimes I had too much time in between and then I said start to do it half an hour, but that’s also not working out.
Jason 11:38
Is it too short?
Maite 11:39
It’s too short and 45 is too long, but yeah, that’s my I. I just have to figure that out but sometimes it works perfectly and I’m home on time. But then there are other days when there is a patient who for the first time tells me about trauma in their life that they never thought that they were going to tell me about.
Jason 11:58
I was going to say the holistic approach – it seems like it just takes more effort and just more time to get into, you know, how, how do we isolate the problem or, you know, whatever the case may be.
Maite 12:09
And that’s why it’s hard to do, to sometimes calculate time because like a holistic approach you take care of the patient. Yeah, not the problem you take care of the patient, of course, the problem is in there too. But if a patient is having, for example, recently had one with tachycardia, yeah, heart rate was rapid and she first didn’t want to talk too much about it. So, I let her speak and then I find ways that I can enter, that I can feel, OK, there is something wrong. I work a lot with gut feeling. So sometimes people say, why do you do that like it’s just a gut feeling or why do you think it’s harder or lung related it’s a gut feeling so I felt that there was something more and at the end, she was suffering some abuse at home and that’s what the reason was, the tachycardia so she came for palpitations of course, but then there was way more. But that didn’t take me half an hour, that took me an hour.
Jason 13:05
Of course. So you’ve got two patients waiting outside…
Maite 13:09
But my patients normally know that I will always take the time they need, yeah.
Jason 13:15
You’ve always been very patient with us. Honestly, I never even knew that the appointments were 45 or 30 minutes. I’m sure Michelle probably took a little bit more notice than I did, but it’s always been fluid when every time I’ve gone, I don’t feel like we’ve been, you know, rushed through the machine or, or anything like that.
Maite 13:31
Even if there are three or five patients outside, I will not rush. It’s my problem for time management control, which I still have to learn, but I do try and I sometimes I put like a half an hour of the playroom in there then I know like OK, these patients are coming and I know this takes sometimes a bit more time. So, or put 15 minutes in there that I know OK.
Jason 13:55
Especially for a new patient, I assume you try and manage that a little bit.
Maite 13:57
So, if I have, for example, three or four new patients and that day I do put half an hour free I know I’m going to run and I don’t like to be late. I’m European, so I don’t like to be late. I like to be on time and I feel.
Jason 14:13
Most of your customers or not clients, what do you call them?
Maite
Patients
Jason
Sorry. Yeah, patients. Are they mostly on time?
Maite 14:20
Most of them, yes, yeah. If you look at the expat community, expats are on time. Ecuadorians are not on time.
Jason 14:28
But so that’s a good little breakdown. So, I know, obviously, I know that you deal a lot with expats and we send expats to you as well on purpose. How many of your patients are expats versus locals?
Maite 14:42
I would actually say 90 to 95% would be expats. The problem here in Ecuador, the whole Ecuador, because even in Quito, I’ve talked with colleagues, family medicine or having a GP is not something common. They don’t, they have lost, I don’t know, they have lost the, the, the sense of having a GP because before we had medico de cabecera like my, my parents in law here, they, they have their medico de cabecera and they came to the house or the, the doctor came to the house they had can come to the office, whatever, but they had them, their family doctor.
And that here has gone away and I think it’s also a bit because the system is so open, meaning in the public we have to go through the system, but in private, if you want to go and see the grammatologist right away, you go. If you want to see the cardiologist right away, you don’t need something in between to guide you. And so, they have learned to not have a specific doctor, but they know, OK, my ear hurts, I’m going to that ENT or my belly hurts, I need to see the gastroenterologist but in a way.
Jason 15:48
There is someone looking from a higher level.
Maite 15:51
Yes, or I have patients coming with like a bunch of studies and exams and they’ve seen all the specialists and nobody was able to help them because they all look at it from their perspective. But then as a GP or a family practitioner, you look at the person yeah, yeah. Not the organ that’s my specialty. I look at everything so then I try to fit the pieces and try to make something out of it. I’m not always successful because the human body is very interesting, but I do try to find the connection.
Jason 16:24
Yeah, I think that’s fantastic but you talked about an open versus closed system before and I’m going to take a slightly different tack on that. So, I when I go to a new Doctor, obviously we go through the history and they ask a bunch of questions, but all that history does get lost over time, you know, if it’s not centralized and all that sort of stuff and so my question is, my assumption here is that there is no central repository of information, no. So, is there like information sharing that happens between doctors or just happens between facilities?
Maite 16:57
Not a lot, yeah. So actually, because I worked in both sectors, I can see the difference. Within the public healthcare sector, you have references and Contra references, meaning you send the patient off to the cardiologist. The cardiologist needs to come to a reference and put what he said and did and whatever. And that, you know, here at the beginning I was sending off patients because of course, I can’t resolve everything. I need help. I need a group. I need a group where I can rely on my network, that’s what I call it. And I was sending off to a cardiologist and I didn’t see the patient anymore. It’s like, OK, I want to know what happened, but I’m a curious person from nature so I text the patients like, hey, what happens? Oh, yeah, he did this and this and did and I have to come back in a month and then I have to do this…
Jason 17:51
Ok, but is somebody going to tell me this?
Maite 17:52
Yeah, I need to know that for future reference, if you come, I need to know that your medication has been changed or that you’ve had an echocardiogram and it shows that there are some problems there that we need to be aware of, which I can understand if something other if something else happens, I need to take that into consideration. But there is no ritual elementation. And I’ve learned now who I can work with and trust and they have learned to work with me too. So, they don’t always do it because they forget sometimes – we get busy. I don’t mind. I forget sometimes to respond right away too. But then they do get back to me and they let me know, yeah, you were right we have to do this or that. So, for me, that’s been difficult having that.
Jason 18:41
It sounds like it’s taken you quite a long time to build up that network of people that you can trust. I think that’s probably for me as an outsider, that’s the key element with doing any sort of business here is that trust and coming back to you yeah. But it sounds like you have that now you have that network.
Maite 18:56
Yes. I still lack a couple of specialties,
Jason
I know. I know.
Maite
I know, but I’m working on it. I’m working in a way you all are my guinea pigs. I sent you over to the doctor and I want to know like, hey, what happened?
Jason 19:11
That’s why you want that return information.
Maite 19:13
Yes, because I need to know. I always have an idea now, like in my mind, my dad’s diagnosis I had that gut feeling like I mentioned for me, that’s so important. It’s like I feel that that’s the problem and I would want to think about doing that, but I don’t feel confident enough to make that decision on my own. And I said I need somebody who is an expert in that telling me, yes, it is. And then if doctors usually come or agree with me to say that way, if they agree with me, then I can trust them. I don’t know if that’s a good way of seeing it, but then I see at least or if they start up with like a bunch of medicine, and then you think, oh, yeah, OK, why? Why is this good for what is this good for? There is a bit of a culture here too, for being a good or a bad doctor. I sometimes don’t even prescribe anything. And just give an alarm, alarm signs or whatever, or say like take that vitamin or drink some ginger tea or whatever just something that you don’t need medicine for everything. And then they’re like, but aren’t you going to prescribe me something?
Jason 20:21
So, you feel like the patients are judging you as a good or bad doctor or you feel like the doctors are judging you as good or bad. Like, how are you?
Maite 20:29
And I wouldn’t say that I think among Ecuadorians, they do look at how expensive medicine you prescribe because sometimes they prescribe a lot of very expensive medicine and they think that’s good, but that’s not always necessary. The other doctors, I don’t really know how they look at me because I think they know how I look at them because I refer them patients. But I do have a couple of specialists now that actually refer me patients too so I think the trust has worked both ways. And I just recently had a urologist who sent me a patient because he was having some digestive issues. And instead of sending him to the gastroenterologist, he sent them to me. So he knows that I can go deeper and or not deeper I look more holistic, let’s call it that word again, more openly.
Jason 21:18
And so I want to touch on some of the differences between the practice in Belgian and sort of what you’re doing here but I kind of want to segue using that last topic that we were in terms of communication and I guess collaboration amongst the different doctors. So how, what, what sort of differences do you notice here on that particular topic, but just with the healthcare systems in general?
Maite 21:41
Well, I was very blessed to come from a Belgian healthcare system where we work in teams, yeah, and the GP is a central figure in that team. So, everyone knows you like in the hospitals, I was working with little hospitals around because I worked in a little village. So, there were little hospitals. I did not have a big hospital; the biggest one was Ghent, where I studied. But there everybody knows GP and when a patient comes in, you have to say that’s your GP and all the information gets around we have like in the US, you have my health or my chart. I don’t know what it is exactly, but everything is on a portal. The same with Belgium, everything is on a portal where you get registered with your GP, and the GP can see everything that happened to you because you’re his GP even if the patient doesn’t come to you, we can look up and see, OK, what happened to that patient. Here there is no system. Even within a hospital, there is no system. It’s not like you go and see within X hospital. You go and see the, I don’t know, the dermatologist, and then you go and see the infection. There is no system. No, everybody has their system, but it’s not that you can look at the file of your colleague. So, nothing is centralized, and a lot of information gets lost. Meaning, for example, you go to see that specialist and order a bunch of tests. You do that in an AKIS lab, and then you go to another specialist and order another bunch of tests. But he says to go to that lab but to do the same test in less than a month. That’s a lot of money for patients. Sometimes we’re talking about perhaps 150$ but you’re paying twice because there’s no communication. Yeah, I always tell my patients, to bring the latest test results with them, share them with me your results, and I see if we need to do something else. But I won’t say, oh, OK, yeah, let’s just do everything again.
Jason 23:49
I have found that I find myself, and this is not something that I’m good at, but I have to be a little bit more proactive with my medical needs, I guess. Michelle, my partner, is fantastic with that because, you know, she’s grown up in the system. But then you, you ask me, and yes, just the general questions, like, I don’t know, I’m assuming you have the record somewhere, but no, there is, there is no record somewhere so it’s like, oh man, what, what, what was that thing I had last year and so it’s, it’s actually a little bit tougher on the, it puts more of an onus I guess on, on some of the patients compared to where you’re from.
Maite 24:21
That’s where a GP could come in handy because the GP is a person who centralizes your medical file. We’re the guard, the guardians or guardians of your, of your health. And we don’t always do because here there’s like a bit of, it’s not in the US or Canada or where we use GPs or even in Europe, a GP is, is used that’s why I have a lot of patients because that’s where my patient, my, my patient population come from. But in Ecuador and terms, it’s like, OK, they keep them all their records and they know and they have it all, but they should not be doing that. They sometimes get things misplaced and it’s like I just recently, not recently, but I had a patient as well that forgot that she had a hysterectomy and she came for a Pap smear. She was 70 something in Ecuadorian yeah and you think, OK, but why did you she did she forgot she had a hysterectomy for fibroids you don’t have to have pap smears anymore after 65 and less when you’re 70 but she said, no, I need a Pap smear. Ok, so you go in and you’re looking and looking and looking and you start sweating and thinking, OK, what? What’s happening and then you feel ashamed, like I can’t find the cervix. And then I was like, I really like, can I? Can I try to? Yeah, because with the speculum I said, OK, I’ll see if they shrunk something. So, I wanted to do attacked and then all of a sudden, I think I remember I did have surgery once it’s like OK, what did you I had fibroids or something. Ok, let’s just close the books yeah, we found it so that’s something that happens among more Ecuadorians that could be happening around the expats too, of course, especially.
Jason 26:09
When you’re talking about memory loss issues as well, no, it’s a legitimate issue.
Maite 26:12
It’s a legitimate issue and it happens more than.
Jason 26:15
Yeah, I think that’s the process in general. I don’t want to go down this rabbit hole, but processes in general, it’s a little bit of AI guess a pet peeve of mine in Ecuador, most businesses just don’t have any processes. But anyway, that’s a whole different matter.
Maite 26:28
No, but there indeed is no, there is no structure that’s what I would call the organization, yes, but no structure. Like everybody does it on its own. Like even within hospitals it should be and some hospitals do use a team for a case and then they do case studies, but that doesn’t happen all the time.
Jason 26:48
But even then, it sounds like that information’s solid within that team.
Maite 26:51
Yeah, and it’s just that team that gives an opinion on that patient. But it’s not that that patient is shared it’s just an opinion. Yeah, yeah.
Jason 26:59
Yeah so that’s a, that’s a big difference. Just the structure and organization. Another big difference, and you know, one that the expats always like to talk about is the cost, you know, the cost of hospital care or just medical care in general. Can you walk me through how that is different compared to other places where you’ve worked? Is it just Belgium that you’ve worked in, or have you?
Maite 27:21
Worked in just Belgium, yes.
Jason 27:23
But how much work did you do in Belgium and how did the systems their sort of differentiate in terms of pricing?
Maite 27:28
So, I did three years of family medicine and one year of intern an intern year. So that’s the practice I had there because, after my residency, I moved here, I moved to Ecuador. So, in our system, there is no public in Belgium at least there is no public or private. Everybody has this. Everybody has a right to healthcare. We do pay for it yeah. We have health insurance that’s more than just health insurance, it is a kind of insurance for when you go to the doctor when you go to go to the hospital and get some tests done. Where according to your income, you have to pay a certain percentage. For example, for me, 10 years ago when nine years ago when I was working in Belgium, a GP’s office visit, let’s just say it was $30 Yeah, at that time, $30 but the patient had to pay only four yeah and the rest, your Social Security, in a way it’s like a Social Security. It’s not the same as in the US, but we call it more as a social mutuality that’s how we would translate it. That’s the type of Social Security pays the rest and we had to fill in a paper as a doctor where they give that to that insurance or Social Security and they get their money back or they do it with a third payer system that we get the money back after a month. You can choose how you want to do it now. It’s all new because now it’s not any now it’s everybody just pays the copay.
Jason 28:59
Got it. That’s how it is. What I’m hearing though is like pretty much just accessible for pretty much everyone.
Maite 29:04
Super. Even people who don’t have any papers like illegals. We have a lot of illegals in the big cities. And when I was doing one of my internships in a family practitioner as well, I was doing a group practice in Ghent. But that is more where we have like a lot of illegals, expats too from Arabs, Africans, a lot of their lot of these people are there too. Some didn’t have any papers, but we do attempt them and we have there’s a special system for that too, so you as a doctor have to fill in a couple of paperwork, and that goes in there and you get paid.
Jason 29:40
I’m assuming that’s very different from here, there’s lower income they do send before through the gaps a little bit.
Maite 29:47
Yes. So here what we have is public and private. The public is free. Then you have something in between you have the IESS system, which is like a Social Security as well, to put it that way, where you pay for it and you can volunteer to pay for it. Or when you work and you have somebody that offers you the job, he or she has to pay a part or no it’s a part of your income that goes to that system. That’s the IS. Then you go to IESS and you also get it for free, but in a way, it’s not free because you are paying for it. And then you have the private, which is nothing is free, but where you can have health insurance, private health insurance, that might be another topic where we can talk about yeah. Where supposedly you could get some money back or you just pay out of pocket. And then, of course, the costs are relatively accessible. I think in Ecuador it was always hard for me as well like, what do they, what price do I put on my services? So, I started at really low, and then everybody, you’re crazy that’s a great deal. Yeah, it’s like, wow, I should come here often. But still, it was too low, and then even colleagues were saying, no, you can’t do that because they all don’t there is nothing standardized. Everybody does agree to more or less that it should be the price, yeah like, I don’t know if it’s still the case, but at least in two thousand nineteen two thousand twenty, I know that in hospitals there’s a minimum price that you have to ask for a fee, yeah. And then you can ask as much as you want of course, but there is a minimum to.
Jason 31:24
So, there’s a minimum, but is there a maximum?
Maite 31:26
There is no maximum because I’ve heard horror stories as well of what the fees can be. Yeah, horror stories.
Jason 31:33
But generally, for me, like a standard visit, I assume that there was some sort of collusion in place because it was all, you know, roughly the same, you know, between 30 and 50.
Maite 31:42
Yeah, more or less the standard is what my fee is as well is 40$ Yeah, that’s the standard There might be a couple of centers that more open to perhaps people who are, have lower income and yeah, charge 15 or $20 I actually worked as well because I worked four years at the, at the public house, public university, the estate, the University of Cuenca. And when I was in one of my last years that I was still working there, they opened the center, Sam, it’s called Central, especially that is Medicus. And the office visit there was $7.
Jason
Wow.
Maite
Yeah, and it’s accessible for a lot of people.
Jason 32:20
What’s the minimum then if it’s $7.
Maite 32:23
I don’t know what zero. I’ve given consultations for free too. Sometimes you can’t. People are in need and I will never neglect somebody in need. I’ve had patients say, oh doctor, I can’t. I didn’t come because I had too many expenses that month and I’m living out of my Social Security and I couldn’t pay you. It’s like never, ever feel that you need. Well, of course, you need to, but it’s hard to say. It is my living. It is my living, of course, and I live out of that.
But if somebody is in need and can’t pay me, I will still give that person the time he needs or she needs. So, for me, that’s not the issue of course it is my living, like I said, but will never neglect somebody because they can’t pay me or and I know that they will recompensate perhaps in the future or some people then I don’t Belgium, it was sometimes that people come with some pumpkins or zucchinis because I helped them out and I didn’t charge them, for example. Yeah, that’s cool.
Jason 33:29
So, have you been paid in fruits here in Ecuador?
Maite 33:32
Actually, from Ecuadorians, yes, they brought some from their garden and some fruits in Guachapala I got that sometimes well, they didn’t have to pay for, but sometimes they people are so, yeah, so grateful and they whatever they have in their garden, that’s what they brought with them. And I will say but no, you keep, but it’s for you. No, no, no, no. You have to take this, you have to take it, yes, you can’t…
Jason 33:56
Don’t insult them, no.
Maite 33:58
Yeah, even if it’s coffee with a bunch of sugar, you just drink it through. Thank you.
Jason 34:02
I don’t want to dig too deep down this hole, but I do want to touch on the insurance side of things just a tiny bit so yeah, from your regular client base, how do most people pay you like most people with private insurance and most people just paying everything out of pocket or self-insuring I guess you would call.
Maite 34:22
It yeah. So, most of my patients nowadays do have health insurance, private health insurance there are a couple of them on the market, some better than others of course, in my opinion, but most of them do have it because like I said, most of my patients are expats and nowadays they’re requiring it for the visa application, so they get insurance.
Jason 34:44
Especially here in Azogues.
Maite 34:46
Yeah, they’re very strict and they do ask it and people get it. And I’m not affiliated with any insurance company. I was thinking about it and I’m still thinking about it, but I’m still not so sure if I want to, it’s still a discussion that’s open to me because if I’m not associated with one of the insurance, people have to pay out of pocket to me. Also, out of pocket for all their tests that are included with that visit and follow-up visit, everything included, they have to pay out of pocket. I fill in the paperwork, they submit it. They have to do that within 90 days, within 90 days, and then they get about 80% back if the insurance company approves.
Jason 35:32
Do you get details like the approval rate, so to speak?
Maite 35:36
Well, sometimes the brokers themselves, contact me and say that the claim was denied and that we need this in this kind of document, can you help me with that? And I do, yeah, I think here the brokers, they do like me because I’m not a perfectionist, but perhaps a little bit of OCD, who knows. But I like to have a patient that day who has insurance or I have nowadays I have quite some patience with insurance at night. That’s my nighttime job. I am a doctor in the morning, and afternoon, a mom by the late afternoon, and evening, and then the kids go to bed and I’m again, doing administrative work. I’m the secretary of myself. So that’s a bit how what my day looks like. And then of course it’s paperwork, but I want to get it done that day. Some days I have too many and I do takes me two days but then the next day the 1st is the one the last one I couldn’t do the day before so I do it on time. I know here’s a lot of doctors including me hate insurance work because it’s just time-consuming and doesn’t always benefit the patients I don’t know how it is elsewhere because in Belgium we don’t have that system.
But a lot of claims get denied. They always find a little loophole or it’s like oh no, this is pre-existing. I had a patient who never in her life had hypothyroidism. She came because her hair was falling out. I was diagnosed with hypothyroidism. She couldn’t prove that in the last two years, she never was diagnosed because she never went to the doctor.
Jason 37:11
How do you prove something that doesn’t exist?
Maite 37:12
Yeah, they wanted from the last two years’ medical files to show that she never was diagnosed with hypothyroidism, that she couldn’t prove it because in 10 years she hadn’t gone and 10 years ago she had a colonoscopy. So, it’s not that there’s anything in there, it’s just a colonoscopy and they wouldn’t do it.
Jason 37:31
Seems weird.
Maite
That is weird.
Jason
I’d challenge for sure. What is the process to challenge one of these?
Maite 37:36
Sometimes you have to get a lawyer nowadays.
Jason 37:38
You can just go to the superintendency. It’s more than that?
Maite 37:41
It’s more than that. It’s more complicated. I don’t know really. I’ve not, but I’ve said to patients, now you have to and even called up the brokers like how is this possible like are you saying then that I’m lying because I’m saying this is the first diagnosis? She came because not for anything else, but she came for her hair loss. So why are you denying this claim? This is just absurd you know, this is we can’t do anything. The insurance company, that’s what they say.
Jason 38:11
So, I understand the challenge of being affiliated, you know, with.
Maite 38:15
They’re pros and cons, yeah. Insurance can help perhaps for major medical but for small things, for example, I don’t know any insurance companies so far. People can correct me if I’m wrong or show me the evidence if I’m wrong. If you come for what is very important in family medicine, a health checkup just to see how I’m. How am I, Yeah, being proactive on your health, knowing do I have any risks of getting diabetes or is my cholesterol well, or is my kidney functioning well? You never know yeah or is something going on with my prostate or something? Just a health checkup.
Jason 38:55
So, anything preventative isn’t really looked upon by the insurance companies as a benefit.
Maite 39:00
Because if you put it as a diagnosis of health control, the salute is just a health checkup. They will not pay for it. They will not because there’s nothing wrong in your labs. They should be happy there’s nothing wrong in their labs because they don’t have to pay for anything more.
Jason 39:17
It does seem a little bit short sighted.
Maite 39:18
It is. And it’s actually why should I invent myself a diagnosis that should fit with all the tests that I’m doing because in a way we shouldn’t invent anything. It’s good. The patient is coming for a health checkup of course he doesn’t have to come every three months and then do every three months the same test. Then there should be limits like once a year you can have a complete check up and see how things are.
Jason 39:41
Coming back to the, the payments made to one thing I do want to touch on quickly is just the prescription side of things so how would you, I know you said before the availability of the different prescriptions is really a bit of a key issue sometimes but how would you rate the costs because I know, for example, I speak with a lot of expats from the US and one of their main reasons for coming here a lot of the time is. We just can’t afford healthcare in the US anymore. And so, we do get this case of, you know, you can call them economic or financial refugees if you want, that ultimately their system has let them down and they can’t afford it anymore and a big part of that, or at least a portion of that is the drugs, the drug costs. You know, with the brand names and all that sort of stuff here so I, I do understand at a high level that does seem to be cost benefits with the medications in Ecuador but can you just walk me through that is that true benefits or am I, you know, a little bit mistaken or is it only certain circumstances that that rings true?
Maite 40:37
Yeah so, it’s a bit more complex than that it’s true that overall healthcare costs are way down yeah and sometimes I’ve had two sites, people who say, yeah, I now have to pay out of pocket before my insurance was covering because I was working and I had insurance now if they then would see what the cost would be when they would not work, that would be different but they have no idea about that. Yeah, generally speaking, medication wise, you can. Depends on what your health situation is, is OK but I have patients with rheumatoid arthritis who need infusions twice a month or injections, and the cost can run up to 5000 a month here yeah. But if you have just a little bit of diabetes, high blood pressure, cholesterol, it would be around $150 perhaps a month compared to a thousand in the US Yeah, of course, there is no good division between generics and brands. I have learned that now too. The generics, I come from a culture where we only prescribe generics because we are controlled by the government and we have, we can only and the pharmacy can give out what he wants, but we have to prescribe generic. And here I was doing that at the beginning, but I’ve started noticing with a couple of brands of generic brands that for example, a blood pressure was starting to be and like, Oh, what’s happening why is it fluctuating why is it getting high and all of a sudden low and then it’s really on like what happened is there something that happened? No, no and then I started asking like, did you change your brand of, of your medicine oh, my pharmacy gave me this and said that this would be better it’s the same, but it would be better. It’s cheaper perhaps, but it’s not better. And I said, no, go back on the brand name just to see if this is it. And it made a huge difference. But brand names can go up to a double, triple of the cost. So that can make it more expensive in the month but then there are some brands that do go for low cost and affordable prices. Even pharmacies, there’s a huge difference in pharmacies here. There are no government pharmacies anymore, but the one that was a government pharmacy keeps really low costs that might be like 30% less than you would have in one of the big pharmacies.
Maite 43:03
Which makes.
Maite 43:04
Corpdesfa used to be INFA. That’s how the Ecuadorians know it better. It was a government-sponsored pharmacy and they were then bought by this huge company Corpdesfa is something with Corporacion de Desarrollo familiar, something a long name yeah, and a big company bought that but they are so popular, they’re so big that they can remain on low costs. And it’s 30% different. The second lower pharmacy or the cost is Farmasol, which is from the Municipio. And the Municipio tries to offer accessible, accessible health. Now they’ve recently put a Cancer Center as well from Farmasol where you can get your treatment for a cancer which is accessible and at a lower cost, because that’s another one that can be very high in cost. Chemotherapy. 1 chemotherapy can be easily $2000 but if you have to have that every three weeks or every two weeks, six seven sessions, the cost comes up. And then chemotherapy, whatever, radiotherapy, I mean, it can go up yeah so then you think it might if you have then, for example, Medicare in the US, I say to people who have a diagnosis with cancer, I say if you still have Medicare, go back and get your treatments.
Maite 44:25
But others are very accessible.
Jason 44:28
Yeah, so what, what so, you know, everyone comes here with their issues, you know, their medication, their own story. What general advice do you have to expats that that are coming here that have the history, for example, like just knowing that the medication is available or is it not or even what you’re telling me is like the even the, the generics first the name brand, there might be a difference in the quality so how does someone that’s living in the US considering moving here to Cuenca how do they figure that out?
Maite 44:57
Get in touch with a GP.
Jason 44:59
There you go.
Maite 45:02
It’s not that I want to promote myself, but.
Jason 45:05
I don’t know any other way I know like Fybeca has a list of medicines and stuff like that, but that’s also incomplete.
Maite 45:10
It’s yeah, that’s what you’re going for. I looked online too, and I looked on Fybeca, nowadays has a list of their medicines monte Sinai has a very, very big pharmacy too. And then there is a very famous pharmacist too that helps me out too with like, do you have this do we don’t have this? Usually, it’s better to have like, OK, if we don’t have, especially for mental health, we don’t have that many options. We don’t have the newer treatments yet. And even for anxiety disorders, complexes, anxiety disorders, and sleep disorders, we don’t always have all the medication available. I have patients who have contacted me that are not my patients then, but have contacted me and said I have this as my background this is the medication that I take. Is it OK for me to come? Is this available? And then for some patients, I’ve said, well, this we don’t have. So, you might ask your GP in the US or wherever you’re coming from to see if you can switch it to something like, we have these options here for this kind of treatment. Is it something you can work out better to get you stabilized before you come here moving is a stressful, stressful episode in your life, especially from another country to yeah, a new culture, and a new language that brings a lot of stress with it.
Jason 46:35
There’s a lot of new variables as well, yeah.
Maite 46:37
So, changing then your mental health medication before or when you’re here is not possible. Or then I ask them, for example, to get enough supply as you get a three to six months’ supply of your medicine. And then while you’re here, we can work on changing it to something we have here. Another important one is not only mental health is pain management. Yeah, we are a little bit limited here in good-quality pain medication yeah. For example, oxycodone is very commonly prescribed in the US. We have oxycodone here, but it doesn’t work that well. Yeah, I don’t know how to explain it.
Jason 47:18
I was talking to a friend with this exact issue the other day and they’re struggling because that’s probably the biggest impact on them is like, OK, in the US was getting some variant of oxycodone I’m not sure exactly what it was, but yeah, that simply wasn’t here and the impact on his life, he’s like he’s really struggling to get that drug here and so he’s trying to find an alternate and it’s tough.
Maite 47:39
But these drugs are not easily prescribed for the long term by pain specialists in the US because there’s so much control on it, which I understand we have in Bel, I mean, in Ecuador we have a lot of medicines you can just go over and counter. Yeah, you just go to the pharmacy, the pharmacy can even the pharmacy, to put it that way the pharmacy is the GP of all the people here. That’s how I see it: the pharmacist is the GP so even prescribes antibiotics, sleep medication, all of it.
Jason 48:09
I was going to dig into that and I do want to dig into that so what I’ve noticed is that yeah, they’re a little bit more liberal here at the pharmacies. So where do those limits start and end though, like at the pharmacy, what can you get and what can you not get?
Maite 48:22
So normally you can get everything except addictive medicine, for example, benzodiazepines, which is like Xanax, yeah, alprazolam, clonazepam, diazepam, But diazepam for example, we only have enviros and a lot of people take medicine for it, which controls anxiety, which controls sometimes for sleep, but we only have the vials, but that’s a controlled medicine then other controlled are like morphine, oxycodone we do have oxycodone but the quality is really not the same I don’t know why I can’t give you a reason, but I’ve seen it not work on my patients. Then like fentanyl, we can get buprenorphine which is patches for pain as well. So, we can get the but this is prescribed medicine and there is nowadays I’ve seen that there is more control on it meaning although we don’t have pharmacies that keep track of it, but the government does keep track on, on some pharmacists who have where they see they go more out this kind of medicine and then they ask for the prescriptions and then they go to the doctor and ask, OK, why or is he getting so much why this, why that? So, they’re starting to develop a little bit of that system, but that’s the only prescription and that’s the prescription you can only get as a doctor from the government. They’re doubled. You have to and it’s still handwritten. But it’s like people who have seen it as this big prescription and you’re like 5 minutes writing everything down that you need to write down, and then they can go and get it. But otherwise, supposedly there is more control over antibiotic prescriptions because there’s so much bad use of antibiotics. The world has become very resistant to a lot of strains of bacteria. We’re getting to be very limited. I’ve seen it in patients. We are sometimes very limited in what we can give as an antibiotic because here you go to the pharmacy who is your GP and say oh I have a little bit of a sore throat and I’m starting to cough a little bit. However, 90% is viral, but the pharmacy will give you a cathomycin.
Jason 50:27
Without being a good pharmacist.
Maite 50:28
Yeah, and then they’ll give you everything on top of it, a bit of NSAT, a little bit of Tylenol and whatever yeah. Or you go for UTI, but as I’ve had it, you go to the pharmacy a patient of mine goes to the pharmacy without asking me first and he said I think I have a UTI The pharmacist gives the worst antibiotic you can give that the strains like it’s, it’s one of the sulfa drugs that actually most it’s out of guidelines because there’s so many resistant strains to it gives that antibiotic and gives vaginal ovules for just in case you have a yeast infection, a vaginal yeast infection like overshooting and then of course that patients, that patient comes to see me because after a week she’s still having symptoms.
Jason 51:19
Got it, got it wow. Yeah, no, that’s, that’s a very tricky one and the prescription medicine, I think that’s fantastic that you’ve dug into that a little bit so I’ve got a good understanding of that. But still on the cost subject a little bit, I do want to dig into the hospitals. So, like I know especially when you pay for surgery, right? This happened to us a couple of times and as a newcomer to the system, it’s a little bit shocking it’s like, OK, I have a surgery, but then they literally lock you in a room until you pay the bill until you can sort of go home and I, I get it, you know, everyone needs to pay their, their, their bills and stuff but this seems like a very draconian way to, to enforce those, those bills being paid. Is that standard for every hospital here or can you just walk me through that payment process in particular?
Maite 52:07
Well it’s fairly standard for most private hospitals. When you go into the hospital for surgery you have to fill in dozens of papers you have to have credit card numbers or debit card numbers you have to show that you have the money to pay for some people like if you go in through emergency where it’s nothing planned and I feel they have only done that an expat that’s just my personal opinion, of course. They have to pay up front like 5000$ upfront or they won’t take you up. They won’t take you to a room and you stay in the emergency room.
Jason 52:41
That’s crazy so you have the pre-pay.
Maite 52:43
Yeah, even if you’re not going to spend the $5000 you have to pay $5000 in order to get up to a room. Yeah, I’m not. I’m saying I’ve had five, I’ve had 2000. It depends a bit on who, who, who or what the problem is. But, and it’s true, when you have to check out, if you’ve not paid anything upfront, of course they won’t discharge you until you’re paid up.
Jason 53:07
What happens then literally? I’m assuming there’s cases where expats or anyone just doesn’t have the money. What happens then?
Maite 53:14
Well, I’ve not had a case where it couldn’t happen. I’ve had one patient recently, a couple of months ago who had to have heart surgery and then he had to have a bypass in his legs too for obstruction and they couldn’t pay the whole bill. So, they end up owing the hospital, perhaps I would say $7000 the hospital let them go for sure because the cost would only get up and up and up and they could not get more, but they let them out with a promise that they would pay.
Jason 53:48
Got it. Ok.
Maite 53:49
Because they do have insurance and they have to pay upfront and then of course they are going to see how much the insurance is going to give them back so that they can.
Jason 53:59
That’s a pretty difficult situation and obviously not something that, you know, patients want to be it’s a stressful time, you know, obviously for everybody involved so just being, you know, sort of really forced into that, that position of, you know, financial difficulty is it just doesn’t feel right with me but I also understand the hospitals need to get that money back and the debt collection system and all that it’s not so great so I understand why they do it.
Maite 54:25
But still it’s not humane. It doesn’t.
Jason 54:27
Yeah, exactly it doesn’t feel right.
Maite 54:29
That’s my opinion too. I’ve had cases too, I think like, but the patient will pay but I have horror stories and good stories so, but I’ve had stories where, for example, they weren’t sure a patient is here alone they weren’t sure that she was going to be able to pay for it and they neglected her. So, the care and quality of care, my suggestion for people who come here, well, if you’re having elective surgery, all good and you know you’re going to pay for it you have the money, you know, OK, I have to save up or I can get my credit card up to that limit with a normal elective surgery if everything goes well, of course, you have a number. They always tell you that surgery costs $8000, or 10,000, thousand whatever it has to cost, you know, that’s what I have to have. But always have a little bit of a spare boom because you know, there can be complications. You can have a post-op infection, whatever, so you have to have.
Jason 55:29
20% spare or something?
Maite 55:31
Like that, yeah. So, to have that, that room to move and that with an elective surgery when something major is going on and you need to go to an emergency room. If you don’t, if you know you can’t have the money upfront because they will ask for it, go to the public hospital. The public hospital, I must say, has good quality service. The only thing is they’re broke. They do pay their medics, and their staff is paid for. But sometimes they don’t even have money for gloves I’m just saying something. And then you have to go to the nearest pharmacy and pay for the gloves or pay for the antibiotics, pay for a specific medication. Well, that’s always better than just paying the whole price at the hospital.
Jason 56:18
But you’re saying with the public system there or the IESS?
Maite 56:21
The public, public, public, the hospital Vicente Corral Moscoso I have. I strongly believe in the quality of care that they give.
Jason 56:29
Even with the IESS hospitals, I’ve heard similar stories that you’ve got to bring your own supplies.
Maite 56:32
Because nowadays they’re broke, yeah, but otherwise it wasn’t that way. But IESS still you’re then limited because, for example, you have to have a knee surgery, but it’s fairly urgent but they don’t have the specialties there now. And you can have the knee surgery in three months. Well, in three months a lot can happen to you just.
Jason 56:52
The cost, we could probably talk about that all day. It is a very interesting topic but I do want to move on to some other ones. For me, communication, so probably my biggest surprise about Ecuador’s healthcare system was the direct communication with doctors. I was shocked the first time that I was there with Michelle and she was WhatsApp her doctor I think it was like 8:00 at night and I was like, in horror I was like, what are you doing you know, the doctor’s going to bar you they’re never going to talk to us again. And then, lo and behold, she got some sort of response that night and I was like that poor doctor, you know that that was my thought as it happened.
Yeah, as a patient, obviously that is fantastic, you know, to get that level of personalized service. But as a doctor, I can just imagine that it is just a nightmare for you. Like how do you deal with that and what sorts of barriers do you have to put on patients when it comes to that?
Maite 57:51
Well, I like to be available for my patients because there is no, like there is no system that when you click off work, there is a guard system that goes into as a family practitioner that’s the system I worked in. So, I worked until seven PM and then I was, if I was on guard, I kept my phone on if I wasn’t on guard, I put it off but I know that there’s a doctor who’s going to respond to messages. Yeah, here there is none there is no safety net there is no nobody helping you around this so you’re on your own, to put it that way. I know that and, and also my time that’s why I respond so late at night as well. I can’t be busy during the day when I’m with my patients I give my patients the full attention and I think most doctors here do that. You’re not with your phone texting while you’re with a patient. So, I text back when I have time and usually that’s after eight or eight thirty-nine, depending on how early the kids go to bed. But that’s my time and even on the weekend, sometimes you say, sometimes I don’t even look at my phone because I promised my kids I will not and I said I’ll be with them. But it’s hard because, you know, you have to be available they can be an emergency. And for me, the emergency system here is still not the way I want it like 9-1-1 for me does not work. I’ve tried it now a zillion time. It has. I don’t know when you can call 9-1-1 you can’t call them when your dad, you dad, I mean, you can’t call them when, when you’re having a like I had a patient fall down off his bed he had a spasm or an elliptic convulsion I don’t know what actually happened. He was locked down on the floor, couldn’t move. And I called 9-1-1 because I couldn’t go there right away. I called 9-1-1 for him because, yeah, for language barrier or whatever. He wouldn’t come. But that person is on the floor, can’t move, can’t get out, he’s all alone. He’s in pain. But was he dying? Have you seen him? So that’s why I’m available yeah and I do. There is not everybody does that. I do have colleagues that say, but why are you responding to your patience and why are you doing just bringing them up to the to the to an appointment I don’t I’m sorry don’t. You shouldn’t how to say it. You should give them an appointment or a follow up. Like if you do blood test results, make them come to your office why are you at ten eleven PM texting down the results of their blood work? It’s like, sometimes that saves me some time too, because why should a patient go to my office to tell them you’re all good? Yeah or watch your cholesterol a bit and we’ll see each other next in the three months or six months. when there is something that needs to be discussed further, even if it’s nothing serious, I will tell them to come but.
Jason 1:00:58
But do some patients take that a little bit too far and like, you know, take the piss as we were saying in Australia a little bit?
Maite 1:01:06
They do. Yeah, I have to.
Jason 1:01:08
Put up boundaries then?
Maite 1:01:09
Sometimes I do, yeah, sometimes I say but it’s enough, please come to the appointment and then I don’t hear from them anymore. I’ve had patients I saw only once and have WhatsApp with them for over 2 years and I said but it’s enough.
Jason 1:01:25
Yeah, yeah.
Maite 1:01:26
Yeah, it’s like my patients. I have a lot of patients, but it runs up and then it was nothing for nothing major or serious that’s why I always said, OK, no, yeah, I just we’ll watch it out or whatever. But then done or I have had patience when I don’t respond to them right away. I do have other stuff to do yeah when I don’t respond to them right away, oh, I’m not available. You’re not available. I need a Doctor who is available. Who will answer my calls right away and it’s like, good luck finding one. Yeah, I think I’ve done quite a lot more than if I talk with colleagues more than anybody.
Jason 1:02:05
You can never please everybody.
Maite 1:02:07
No, no and I do sometimes get hurt by it because then you think I’ve poured my soul and heart.
Jason 1:02:14
And two years’ worth of free advice and now…
Maite 1:02:16
And this is my, this is how you treat me. I’m like, OK, would you do that in the US because sometimes it’s US, some other, I’m just saying a country to say something. Would you do that in the US?
Jason 1:02:27
Good luck. Good luck communicating with your doctor.
Maite 1:02:29
Yeah so like you have to I treat you with respect, but you have to treat me with respect as well.
Jason 1:02:37
I think that’s just in general good advice for everybody we’re in the same thing like we do a lot of real estate stuff and we deal with a lot of people that aren’t even in Ecuador yet. But these people, you know, these are like two years before they get here and so they, they, they do look for a lot of, you know, free advice and, and stuff. And that’s OK up to a certain point.
Maite 1:02:55
A certain point, yeah.
Jason 1:02:56
But what often happens is that I do feel like there is a little bit of abuse of that as well. You know that they get all the information they want and I thank you very much and then whatever.
Maite 1:03:06
And then ciao. You give them a finger and it’s the whole arm. But like in a way, I will never change who I am. I want to be available. I do need to find but that’s something personal for myself with perhaps a better system to filtrate messages because sometimes I’ve had days where I received 90 different or from different. That’s my record 91 in one day from different people.
Jason 1:03:32
WhatsApp wasn’t built for that sort of communication.
Maite 1:03:34
No, and my phone gets crazy. And that’s not counting the emails with that. That was my record. Yeah, and I was like, one day is like, what? I can’t filter that even when I want to. I have a system where I try to filter the messages a bit, but I can’t filter that many. And then some emergent message slips through it and I only see it around ten PM. I feel bad about it, but I don’t know how I can do it differently I need to have, it’s not the right tool, yeah, no, it’s not the right tool. And I was thinking I do need a secretary but here having a secretary is also difficult. I’ve tried to look for it and for me, it has to speak already like I don’t know 4 languages because of all my patients but no that’s not a requirement.
Jason 1:04:23
But I’m assuming at least English?
Maite 1:04:25
At least English. English for sure because most are Spanish or English. They can make themselves work out that way. But it’s, yeah, I do have to, I want to have as well that flexibility I still have, but I can’t find a real balance in between it. But I know that I’m available for patients at ten PM but the other doctors aren’t. I have patients that said but I wrote to that doctor and he never responded to me. It’s like, what did you ask him? Did you ask him for advice? If you’re asking him for advice, he will not respond. Ask him for an appointment to get some advice. He will respond yeah, yeah. So even if it’s perhaps ten PM he will respond and give you an appointment or give you an appointment through his secretary.
Jason 1:05:13
No, I understand that’s really good advice to people as well if your messages aren’t going answered, maybe change the tact a little bit because people communicate here very differently so I think that’s nice advice.
Maite 1:05:25
They can get offended that’s what I hear from colleagues too sometimes the way the patient talks.
Jason 1:05:30
We’re very much to the point.
Maite 1:05:31
Yeah, and that can be very direct yeah so why aren’t you not responding my messages? You can say like did you get my message? Can we talk or should I set up an appointment instead, why aren’t you not responding to my messages?
Jason 1:05:49
Don’t have anything better to do? Passive-aggressive is not going to get you anywhere here.
Maite 1:05:52
Yeah, it is, and doctors do feel offended by it. I sometimes have to say to my colleagues, but don’t take it personally, it’s just the way they are up front with their health. They want to know what’s going on. They want to. It’s not like the doctor tells me I have. I don’t know. I’m trying to look for something I have high blood pressure and I have to take that medicine, yeah, but then they don’t. Why am I having a high blood pressure? What’s going on with my blood work? Is it something that I need to change? Is it my kidneys or is it my liver? And they will ask a lot of questions here they’re not used to that being a part of their health. I’ve had Ecuadorians too well, not, not only do I have a couple of expats that I was my education comes that as a GPI am a team. Yeah, I’m not perhaps a lead player in the team, but I’m a team yeah and my patient has a right to make decisions in his own health. It’s that person yeah so, I give them options and then they’re looking at me but you’re the doctor. You should know what to do. It’s like I know what to do we have these options.
Jason 1:07:05
But, tell me which one. Feed me.
Maite 1:07:06
Which one? Yeah, it’s like for me, all of them are good yeah what’s the one that you prefer yeah? And then they’re like, they can’t choose and then sometimes they do ask, what would you do? It’s like for me, I would go for this, but that might not be the right decision for you yeah and I’m OK with all these three options that people are like, can I decide on my health? It’s like, this is how we were educated. We are a team. Yeah so. And that sometimes makes for some awkward situations.
Jason 1:07:40
I can imagine, but just taking control of your healthcare again, that’s something that I have noticed that we have to do a little bit more here, but just moving.
Maite 1:07:48
With communication, yeah.
Jason 1:07:50
I am concerned that, you know, this interview has turned a little bit negative towards, you know, the system in Ecuador and whatnot and that’s not the intent. So, what I, what I’d love to do is, you know, maybe just focus on, you know, some of the positives of the healthcare system here as you see them as a practitioner.
Maite 1:08:04
Ok, as a practitioner, first of all, I love working here, even with the difficulties I’ve noticed because I was fortunate to come as well from this privileged situation of Belgium. But here the accessibility of healthcare is incredible. You order tests in the morning, you have them in the afternoon, and you have already the results. I have the liberty to go to the imaging place and ask directly for an MRI why should I be running around and doing an X-ray knowing that the X-ray is not going to say anything and I need to do the MRI right away why around the Bush, run around the Bush if you can go directly to the point in most systems you have to go through the system. And that’s what I love about here. The flexibility, the liberty that we have, the good quality of care nowadays in Ecuador, like even Quito, if I can’t find what I want, I know in Quito they have it. The newer machines are coming in for testing. We’re getting things that we didn’t have so Ecuador is developing and in a good way and in a good accessible way, which is still affordable. Yeah, it’s very affordable in MRI.
Jason 1:09:19
So the corporates haven’t sort of dug their claws into the system.
Maite 1:09:23
Not yet. Yeah, not of course hospitals have their policy in the hospital, especially private hospitals. It’s a business, yeah, so you can’t blame them it’s a business. But they’re good hospitals. Yeah, there’s good quality care health and I for one, I’m glad to be part of this healthcare system and I will be for as long as I can, of course. And it is it’s, it’s, I see a lot of experts and they are so impressed as well with how things work it is a good place to come for healthcare.
Jason 1:09:57
I would probably, you know, echo those sentiments in general and so we have had good quality care most of the time. I, one issue which I wanted to come back to that we’ve personally had is just around the pregnancy and, and giving birth.
We’ve really struggled to find a good gynecologist here that works on the same mindset that we do so like natural birth, you know, first, if possible. But what we’ve found and we’ve done a lot of searching in Cuenca, trying to find someone that really resonates with us is that there is this sort of conservatism that tends to be there, especially when it comes to this particular part of the medical establishment; giving birth. I’d have a lot of doctors who tend to want to schedule births and stuff like that. I’m not sure if that’s just mainly for convenience or if it’s costs associated with that or if it’s just, you know, trying to limit their risk, you know, to a natural birth and, and the complications that can involve.
Maite 1:10:56
Which are actually less complications with natural birth than C sections.
Jason 1:10:59
Well, I don’t know, I mean, this is just my perception as an outsider. I’m going like, “Who’s going to help us? Anybody?”
Maite 1:11:05
It is hard.
Jason 1:11:06
Yeah so that particular topic, I know you don’t have the… we’ve asked you this. I know you don’t have the silver bullet answer, but I guess are there any particular topics like that, you know, giving birth or particular areas that you’ve found could really be improved in Cuenca?
Maite 1:11:24
One of them is exactly what you’re talking about. There is a miss, I don’t know how to phrase it, but the miss, the idea about giving birth here, which you think in Ecuador should be all natural, right? But if you go to the communities and little towns, they won’t talk about C-section. Everything is natural, but then you go to public health this is not the IESS . It’s natural until you can. But you go into the private sector where doctors are used to planning their days. What’s like the time frame a natural birth can be from up to I won’t say like 24 hours and labor and following and whatever is C-section 15 minutes and it’s done. A C section the cost…
Jason 1:12:16
Pretty convenient.
Maite 1:12:16
It’s pretty convenient. The cost of AC section, we’re talking about perhaps eighteen thousand dollars cost of a natural birth, ten thousand dollars, now perhaps, yeah or even more, I don’t know, I think it’s a bit more. Even so, but the cost of what it is, the doctors don’t have to get up in the middle of the night yeah, they can plan the birth yeah even women here when I was pregnant, my first baby, and there was like, and how are you going to give birth, natural or C-section? My mouth fells open. It’s like, what are you asking me? Should I be concerned? Like what and I got a couple of these, these questions. Are you thinking about C-section or natural birth? It’s like this should not be a choice, but even women say, oh, I don’t want to go to pain. I don’t want to go yet, just quickly get it out.
Jason 1:13:07
I understand if a woman’s pushing the conversation.
Maite 1:13:10
It shouldn’t. It’s a misconception that’s what I wanted to say, a misconception about birth. So, the private sector has more than 90% of that is C sections, all the rest that’s insane that’s.
Jason 1:13:25
That’s insane. What would be the rate in Belgium?
Maite 1:13:26
Right. From the World Health Organization, I think it’s 30% that should be C-section. And in most countries, that’s what they’re driving to. Of course, there can be complications and then you go into a C-section but the birth is as natural as it can be, has been done for centuries, is not something complicated. I’ve done them in my lifetime too, like delivering babies. It’s not that complicated and most come out well, but of course there’s complications and these complications of course, has to be dealt with C sections or whatever yeah, another part that I find that’s very under how to say it that not put a lot of tension to it is the part of palliative care. And Michelle can tell you all about that as well.
Palliative care. I come from a country where we do that on a daily basis here, the even the word palliative is something they don’t really understand. They think they’re going to do it in Asia. No, I’ve had it, it’s like, oh, you killed a person. No. Well, there is a big line between that yeah and even though euthanasia wasn’t legal now, in certain, certain circumstances it is. But palliative care is more to accompany somebody till their death, knowing that there is nothing curable. Why push them full with medicine and or different drugs, fluid or not fluids, but like Is and a billion of things that you’re going to spend so much money on and you’re not going to accomplish anything by it because you know it’s the same outcome. So, what you do is you make the patient comfortable until the end and you accompany him through the end. But that idea of death, death is something that is still very taboo yeah. Even with my own husband, if I need to talk about a palliative patient and I need to be able to get it off my chest, “too much death talk, you’re making me stressed”.
Jason 1:15:32
It’s a really tough subject. You touched on this and I appreciate that Michelle does run the death cafes here and that’s the whole point of those cafes that they’re free one’s in English one’s in Spanish. The whole point is to open up those conversations so people at least comfortable if, if this has to happen at some point, then yeah, they, they, they’re not scared to take those first steps and you know, it’s just a more, there’s nothing nice about it, but it’s just nicer.
Maite 1:16:00
It’s hard, yeah, and even for me being a doctor, I’m eleven years now, it’s still hard on me if I have to tell a patient bad news and know that I have to accompany him until he or she dies. It’s hard, but it can be beautiful too. Being there for somebody, making sure they’re comfortable at their place with their loved ones instead of a hospital pumping you full, giving another surgery, another this and.
Jason 1:16:28
I think it’s great that you, I honestly see a real big need, especially amongst the expat community that we deal with a lot. It’s a really underserved part of the establishment so I think that the last question is the future of medical care in Cuenca. How do you see it evolving, you know, let’s say over the next five years or so?
Maite 1:16:46
I see it very positively actually, because we’re working on a project with my colleague on, on how we can improve still more, give more quality care, and a lot of us doctors are thinking the same way, especially in the things that are, are in the parts, the sectors that we still lack like palliative care or even assisted living. Yeah, which is also a part that is very under, under or there is no, there is no assistant living, let’s call it this way. So, there are a lot of projects coming for Cuenca that I know and I’ve talked with doctors, I’ve talked with Kali, with friends. So, I see the future pretty bright.
Jason 1:17:27
Let’s definitely keep updated with those projects. I’m very excited about that and just thank you very much for your time today. Just sharing your experience about Cuenca’s healthcare options. I’ve got a lot of value from it. But if someone does want to make an appointment with you, what is the best way for them to do that?
Maite 1:17:44
The best way is actually WhatsApp.
Jason 1:17:47
Amongst the seventy-other people….
Maite 1:17:48
At nine, ten PM… but no, a WhatsApp message is the easiest way because I start first with WhatsApp. Calling is harder because I’m in the middle of a conversation, oh not a conversation, I’m in a matter of appointment. I don’t answer my phone unless it’s really like you’re calling five or six times – I know there’s something urgent and I will answer the phone. But a WhatsApp message I will get back to usually within 24 to 48 hours.
Jason 1:18:15
I’ll put those WhatsApp details in the description. So, if you are looking for a caring, intelligent GP who speaks all of the languages, you really should give Maité a try. And we’re just very glad that you’ve decided to call Cuenca your home. We’re very happy with your care so thank you very much, Maité, and then thank you for tuning in. I do hope that you’re able to answer or that we were able to answer some of your questions about Cuenca’s healthcare options. If you did get value from this, please do consider donating through our website to Cuenca’s charities. And again, not a single cent is retained by us.
We do generate income through real estate sales and rentals. That is our primary business here at Yapatree, but do feel free to check out the listings on our website. If you’re not sure whether the Cuenca property market is right for you, we do offer real estate trips to help build your knowledge of the local market. However, if you are certain that the Cuenca market is for you and you want to buy, we do have a buyer’s agent service that may be of interest.
So, thanks again for watching, and have a brilliant day. Chao chao.